Oprah doesn't need this, but you might...

I made it home early today. I turned on the TV as I checked emails on my laptop. Oprah's show today is featuring a plan called "The Debt Diet". It's certainly a message that needs to get out there more. It's a pretty simple plan, there's nothing in it that is too hard to implement, and it should be done by everyone. Go here for more details, but below are her basic steps. 1. calculate your debt 2. track your daily spending and make plan to lower this 3. lower interest rates and fees by calling your credit card company 4. get credit score and verify all old debt has been taken care of 5. stop spending It's worth a read...